- Establish realistic parameters about the home you are looking for and convey them to your realtor.
- Contact a lender for pre-qualification or pre-approval.
- Look at properties and make an offer on your favorite.
- If offer is rejected, you can make another offer, or move on.
- If offer is accepted, "escrow" may be opened.
- Submit your loan application
- Schedule inspections and review disclosures.
- Have an appraisal done to assess property value for lending purposes.
- Provide lender with any additional paperwork for loan approval.
- Conduct a final walk-through near closing date.
- With seller's permission, call utility companies to coordinate utility shut-off/on/
- Sign closing paperwork (escrow will set this up).
- After closing, escrow may submit certain documents to the county recorder.
- Upon recording, the transaction is complete!
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