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guiding the way
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Purchasing Basics

Congratulations on your decision to buy a new home!

Following is some information that will “guide you along the way” and help make buying a home an enjoyable experience. There are many important things to consider throughout the home-buying process, especially if you're a first-time homebuyer.

In General....

A home purchase may be your largest financial transaction to date, so it's important to make the right decisions and to keep an eye on the details. With the assistance of your Real Estate Agent and Mortgage Consultant, it should be an efficient, pleasant, and ultimately rewarding experience.

Count On Lighthouse Lending and your Mortgage Consultant to:

1. Assist you in selecting the best loan to meet your personal situation and goals. (This single decision can save you thousands of dollars over the years)
2. Keep you informed of your loan status throughout the entire process.
3. Keep your Real Estate Agent informed of our loan progress (Note: your personal information is always kept confidential between you and Lighthouse Lending).
4. Get the appropriate loan for you at the best rates and fees. This will save you significant money "up front" and throughout the years to come.


Count On Yourself to:

1. Keep your Real Estate Agent informed of any questions or concerns as they develop.
2. Keep the process moving by providing documentation and decisions as soon as reasonably possible. By doing so, many of the details are taken care of early in the process so you can comfortably concentrate on any last-minute details or events that require your attention.
3. Enjoy purchasing your home, but do remain objective throughout -- to make the business decisions that are best for you.
4. Make sure you are pre-approved as early as possible. This will put the power of financing behind you so you can concentrate on selecting your home.
5. Understand how your credit affects your loan terms.


Lighthouse Lending is here to make this experience a good one for you. If, at any time throughout the loan process, you have any questions, please do not hesitate to call your Mortgage Loan Consultant. We are here to guide you along the way.
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