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Tag Archive: tips

How Does My Credit Score Impact My Loan?

June 6, 2018 7:33 pm Published by Leave your thoughts

How Does my credit score impact my loan? Lenders use credit scores to determine: Who qualifies for a loan At what interest rate What credit limits typically, credit scores will range from 300-850. fair to excellent credit scores will range from 300-850. there are many benefits to having a fair to good credit score You’ll... Read More »


Interactive Budget Worksheet and Tips

June 5, 2018 8:45 pm Published by Leave your thoughts

Use our interactive worksheet to give you an indication of your financial health when including a monthly mortgage payment and typical homeowner expenses. LH Lending Interactive Budget Worksheet and Tips This worksheet will help you to understand your total debt-to-income (DTI) ratio, which compares your earnings against monthly expense obligations. Mortgage lenders consider DTI ratio... Read More »


Tips for First Time Homebuyers

June 5, 2018 8:34 pm Published by Leave your thoughts

12 Tips for First Time Homebuyers 1. Start saving for your down payment as early as possible Even though there are many options that allow as low as a 5% down payment, it is significantly better to have more money up front than less. Be sure to know how much home you can afford before... Read More »