Purchase Advantage (LA)

The Purchase Advantage Program powered by CAFA is a new program to LH Lending featuring a non-repayable homebuyers grant of up to 4% of the home’s purchase price for eligible borrowers!

Purchase Advantage Loan Features:

  • Non-repayable homebuyers grant up to 4%

  • Options to use grant towards down payment, closing costs, etc.

  • 30 year fixed rate

  • First time homebuyer or repeat buyer eligible

  • Better MI

*This program is currently only available in Louisiana
*The non-repayable grant is provided by Capital Area Finance Authority (CAFA)


  • More than 30 select Louisiana parishes

  • Primary residence only

  • First-time homebuyer and repeat buyers may be eligible

  • Income limits to determine eligibility vary by parish and scenario

Purchase Advantage Eligible Louisiana Parishes:

Acadia, Allen, Ascension, Assumption, Avoyelles, Beauregard, Caddo, Calcasieu, Cameron, DeSoto, East Baton Rouge, East Feliciana, Evangeline, Franklin, Iberia, Iberville, Jackson, Jefferson, Jefferson Davis, Lafayette, Lafourche, Livingston, Madison, Ouachita, Point Coupee, St. Bernard, St. Helena, St. Landry, St. Martin, St. Mary, St. Tammany, Tangipahoa, Terrebonne, Union Parish, Vermillion, Washington, West Baton Rouge, and West Feliciana.

We make sure you can get into your home as soon as possible. A team member is just a phone call or click away.

*The percent of down payment assistance offered is dependent on the interest rate selected by the borrower. Approved parishes and income limits are established by CAFA and subject to change.