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New 2019 Loan Limits

November 28, 2018 5:09 pm Published by Leave your thoughts

2019 Conventional Loan Limits Increase to $484,350 The Federal Housing Finance Agency (FHFA) announced yesterday that the maximum conventional loan limits have increased 6.9%. The new 2019 base loan limit will be $484,350. This may help increase eligibility for prospective home buyers. LH Lending is accepting new applications with the increased 2019 loan limits effective November 28th,... Read More »


LH Lending Hurricane Florence Relief

September 17, 2018 7:48 pm Published by Leave your thoughts

Hurricane Florence Relief Fund LH Lending is partnering with Christ’s Community Church of Denham Springs and Emerge Ministries out of Beulaville, North Carolina to bring items and donations to those impacted flooding from Hurricane Florence. The scene in the Carolinas is hauntingly familiar to some of us in south east Louisiana who experienced the Great Flood in 2016. Some... Read More »


Income Limits Waived on Purchase Advantage

August 16, 2018 5:10 pm Published by Leave your thoughts

Purchase Advantage Income Limits Waived for Conventional Loans By: LH Lending Great news for homebuyers out there! Purchase Advantage income limits have been waived for conventional loans, allowing more borrowers to qualify for this program. Income limits have been waived from the Purchase Advantage program which features a non-repayable homebuyers grant up to 4% in... Read More »


What Does a Loan Officer do?

July 13, 2018 2:56 pm Published by Leave your thoughts

what does a loan officer do? by: lh lending Loan officers, often referred to as mortgage loan originators, and are people who help borrowers acquire loans such as mortgages from banks and lending institutions. Loan officers work directly for the bank or lending institution and can assist in determining the credit worthiness of the borrower.... Read More »


Why Might a Home Loan Closing be Delayed?

July 13, 2018 2:44 pm Published by Leave your thoughts

why might a home loan closing be delayed? by: lh lending The closing disclosure, referred to as the CD, is the most crucial part in the mortgage lending process, but it is likely the part least known about by the borrower. That is because most of it happens behind the scenes. You supply the necessary... Read More »


Concerned About Your Credit Score

July 12, 2018 4:40 pm Published by Leave your thoughts

concerned about your credit score? by: lh lending Your credit score is one of the key factors in determining what type of mortgage and interest rate you qualify for. The higher your score, the lower your interest rate and more loan programs to qualify for. However, there are lots of programs available where lower credit... Read More »


Concerned About Saving for a Down Payment

July 12, 2018 4:39 pm Published by Leave your thoughts

concerned about saving for a down payment? by: lh lending Several home loan programs now have minimum down payment options resulting in little to no money down. The total cost of your financing decreases as your down payment increases. There are circumstances when the lower down payment options make sense as well. Your LH Lending... Read More »


What You Need to Know About the Mortgage Process

July 9, 2018 6:48 pm Published by Leave your thoughts

  What You’ll Need to Qualify for a home loan in Today’s Market: We’re here to help breakdown the mortgage process! Down Payment: Generally, between 5-20%  of the purchase price is a traditional down payment (However, many buyers are putting down 10% or less – with some putting down as little as 3%). Income Verification,... Read More »