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June is National Homeownership Month

June 18, 2019 8:44 pm Published by Leave your thoughts

Homeownership is part of the american dream With 64% of Americans being home owners, it’s obvious that it’s such a big goal of ours. Only 36% do not own their homes and 73% of these people would like to own their home one day. Home Ownership is a great investment to make in your own... Read More »


100% Financing Options

July 24, 2018 7:31 pm Published by Leave your thoughts

100% Home Financing Options By: LH Lending There are several zero down payment mortgage options for home buyers with good credit and a steady income. Some examples of a no down payment / zero down mortgage program may include: USDA Rural Development Loans VA Loans for veterans, active duty service members, and spouses Purchase Advantage... Read More »


What Does a Loan Officer do?

July 13, 2018 2:56 pm Published by Leave your thoughts

what does a loan officer do? by: lh lending Loan officers, often referred to as mortgage loan originators, and are people who help borrowers acquire loans such as mortgages from banks and lending institutions. Loan officers work directly for the bank or lending institution and can assist in determining the credit worthiness of the borrower.... Read More »


Why Might a Home Loan Closing be Delayed?

July 13, 2018 2:44 pm Published by Leave your thoughts

why might a home loan closing be delayed? by: lh lending The closing disclosure, referred to as the CD, is the most crucial part in the mortgage lending process, but it is likely the part least known about by the borrower. That is because most of it happens behind the scenes. You supply the necessary... Read More »


Concerned About Your Credit Score

July 12, 2018 4:40 pm Published by Leave your thoughts

concerned about your credit score? by: lh lending Your credit score is one of the key factors in determining what type of mortgage and interest rate you qualify for. The higher your score, the lower your interest rate and more loan programs to qualify for. However, there are lots of programs available where lower credit... Read More »


Concerned About Saving for a Down Payment

July 12, 2018 4:39 pm Published by Leave your thoughts

concerned about saving for a down payment? by: lh lending Several home loan programs now have minimum down payment options resulting in little to no money down. The total cost of your financing decreases as your down payment increases. There are circumstances when the lower down payment options make sense as well. Your LH Lending... Read More »