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Tag Archive: mortgage

100% Financing Options

July 24, 2018 7:31 pm Published by Leave your thoughts

100% Home Financing Options By: LH Lending There are several zero down payment mortgage options for home buyers with good credit and a steady income. Some examples of a no down payment / zero down mortgage program may include: USDA Rural Development Loans VA Loans for veterans, active duty service members, and spouses   LH... Read More »


Why Might a Home Loan Closing be Delayed?

July 13, 2018 2:44 pm Published by Leave your thoughts

why might a home loan closing be delayed? by: lh lending The closing disclosure, referred to as the CD, is the most crucial part in the mortgage lending process, but it is likely the part least known about by the borrower. That is because most of it happens behind the scenes. You supply the necessary... Read More »


Concerned About Your Credit Score

July 12, 2018 4:40 pm Published by Leave your thoughts

concerned about your credit score? by: lh lending Your credit score is one of the key factors in determining what type of mortgage and interest rate you qualify for. The higher your score, the lower your interest rate and more loan programs to qualify for. However, there are lots of programs available where lower credit... Read More »


Concerned About Saving for a Down Payment

July 12, 2018 4:39 pm Published by Leave your thoughts

concerned about saving for a down payment? by: lh lending Several home loan programs now have minimum down payment options resulting in little to no money down. The total cost of your financing decreases as your down payment increases. There are circumstances when the lower down payment options make sense as well. Your LH Lending... Read More »


What You Need to Know About the Mortgage Process

July 9, 2018 6:48 pm Published by Leave your thoughts

  What You’ll Need to Qualify for a home loan in Today’s Market: We’re here to help breakdown the mortgage process! Down Payment: Generally, between 5-20%  of the purchase price is a traditional down payment (However, many buyers are putting down 10% or less – with some putting down as little as 3%). Income Verification,... Read More »


What Does a Title Company Do?

June 29, 2018 6:57 pm Published by Leave your thoughts

What is a Title Company? When you purchase property,  you don’t want to pay for real estate that doesn’t actually belong to the seller. A title company helps to ensure you don’t! A title company reviews the real estate transaction to legitimize that the property for sale truly belongs to the seller.  The Title Company then issues title insurance... Read More »


How Does My Credit Score Impact My Loan?

June 6, 2018 7:33 pm Published by Leave your thoughts

How Does my credit score impact my loan? Lenders use credit scores to determine: Who qualifies for a loan At what interest rate What credit limits typically, credit scores will range from 300-850. fair to excellent credit scores will range from 300-850. there are many benefits to having a fair to good credit score You’ll... Read More »


5 Steps to Homeownership

June 6, 2018 7:25 pm Published by Leave your thoughts

5 steps to HOME OWNERSHIP by: lh lending step 1: Talk with a loan officer to get pre-qualified for a home loan they’ll help you determine how much home you can afford, down payment requirements and more! step 2: shop for your dream home! step 3: get a contract on your home to be purchased... Read More »